Manuscript Preparation

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.


The statement of authorship contains the  statement of originality and publication submission has not been previously published, nor is it before another journal for consideration.


The article with the reference list, tables and figures should be provided in MS Word file.


Papers to be submitted should be written in English between 6000 and 11000 words.


A title of not more than twelve (12) words should be provided.


All contributing authors’ names should be added and their names arranged in the correct order for publication.

•   The full name, institution and correct email addresses should be supplied for each author in their separate author accounts;

•   The full name of each author must be present in their author account in the exact format they should appear for publication, including or excluding any middle names or initials as required;

•   The affiliation of each contributing author should be correct in their individual author account. The affiliation listed should be where they were based at the time that the research for the paper was conducted


Authors who wish to include these items should save them together in an MS Word file to be uploaded with the submission. If they are to be included, a brief professional biography (CV) should be supplied for each named author.


Abstract shoulld be at least 200 and maximum 250 words. Authors should avoid the use of personal pronouns within the structured abstract and body of the paper (e.g. "this paper investigates..." is correct, "I investigate..." is incorrect).


Authors should provide appropriate and short keywords that represent the principal topics of the paper. The minimum number of keywords is 3 and maximum is 12.


Authors should provide appropriate JEL classifications that represent the principal topics of the paper. The minimum number of keywords is 3 and maximum is 12.


The preferred format is for first level headings to be presented in bold format using font 12 and subsequent sub-headings to be presented in bold format using font 10.


Title of the figure should be written below the figure. Calibri, font 9, Bold, lower case, centered.


Title of the tables should be written on the top of the tables. Calibri, font 9, Bold, lower case, centered while the body in the table should be written in Calibri font 8. The source of the table must be written in Calibri font 7.


In-text references should immediately follow the title, word, or phrase to which they are directly relevant, rather than appearing at the end of long clauses or sentences. In-text references should always precede punctuation marks. Below are examples of using in-text citation.

Author's name in parentheses:

One study found that the most important element in comprehending non-native speech is familiarity with the topic (Gass & Varonis, 1984).

Author's name part of narrative:

Gass and Varonis (1984) found that the most important element in comprehending non-native speech is familiarity with the topic.

Group as author:

First citation: (American Psychological Association [APA], 2015)
Subsequent citation: (APA, 2015)

Multiple works: (separate each work with semi-colons)

Research shows that listening to a particular accent improves comprehension of accented speech in general (Gass & Varonis, 1984; Krech Thomas, 2004).

Direct quote: (include page number)

One study found that “the listener's familiarity with the topic of discourse greatly facilitates the interpretation of the entire message” (Gass & Varonis, 1984, p. 85).

Gass and Varonis (1984) found that “the listener’s familiarity with the topic of discourse greatly facilitates the interpretation of the entire message” (p. 85).

Works by Multiple Authors

When using multiple authors' names as part of your narrative, rather than in parentheses, always spell out the word and. For multiple authors' names within a parenthetic citation, use &.

One author: (Field, 2005)

Two authors: (Gass & Varonis, 1984)

Three to five authors:
First citation: (Tremblay, Richer, Lachance, & Cote, 2010)
Subsequent citations: (Tremblay et al., 2010)

Six or more authors: (Norris-Shortle et al., 2006)



References to other publications must be in APA style and carefully checked for completeness, accuracy and consistency using Mendeley. This is very important in an electronic environment because it enables your readers to exploit the Reference Linking facility on the database and link back to the works you have cited .

APA style requires authors to use the past tense or present perfect tense when using signal phrases to describe earlier research, for example, Jones (1998) found or Jones (1998) has found. When using APA format, follow the author-date method of in text citation. This means that the author's last name and the year of publication for the source should appear in the text, for example, (Jones, 1998), and a complete reference should appear in the reference list at the end of the paper.

1)       Books


Merna, T. and  F.F Al-Thani. (2008). Corporate Risk Management. 2nd ed. John England: Welly and Sons Ltd.

Chapra, M. U. (2010). Islamic perspective on poverty alleviation. Jeddah: Islamic Research and Training Institute.

Islamic Research and Training Institute & Thomson Reuters. (2014). Islamic social finance report 2014. Jeddah: Author.

2)       Chapters in edited books

Evans, T. (1997). Democratization and human rights, In A. McGrew (Ed.), The transformation of democracy? (pp. 122-148). Cambridge: Polity Press.

3)       Journal Article

Hossain, A. (2006). Sources of Economic Growth in Indonesia. Journal of Applied Econometrics and International Development, 6(2), 41-75

Iqbal, Z., & Mirakhor, A. (2012). Financial inclusion: Islamic finance perspective. Journal of Islamic Business and Management, 2(1), 35-64.

4)       Conference paper/ Proceeding

Cizakca, M. (2004, March). Cash waqf as alternative to NBFIs bank. Paper presented at The International Seminar on Nonbank Financial Institutions: Islamic Alternatives, Kuala Lumpur.

5)       Research report

Firdaus, M., Beik, I. S., Irawan, T. & Juanda, B. (2012). Economic estimation and determinations of zakat potential in Indonesia (Working Paper Series WP 1433-07). Jeddah: IRTI.

Wimanda, R.E. (2010). Inflation and Monetary Policy Rules: Evidence from Indonesia. Doctoral Thesis. Loughborough University.

6)       Law

Lembaga Negara Republik Indonesia Nomor 4301. (2003). Jakarta

Peraturan Pemerintah Republik Indonesia Nomor 19. 2005. Standar Nasional Pendidikan. Lembaran Negara Republik Indonesia. Nomor 41. 2005. Jakarta. 16 Mei 2005.

Undang-Undang Republik Indonesia Nomor 20. (2003). Sistem Pendidikan Nasional. Jakarta, 8 Juli 2003.

7)       Newspaper

Rahmany, F.A. (2004, Oktober 7). Ketangguhan Fiskal dan Manajemen Utang Dalam Negeri Pemerintah. Kompas, pp. 1. Jakarta.

8)       Government and other reports

Australian Bureau of Statistics. (2008). Childhood education and care (No. 4402.0). Retrieved from

9)       Website material

Asian Development Bank Institute. (2014). Financial inclusion in Asia: Country survey. Tokyo: Author. Retrieved December 4, 2015, from /159308/adbi-financial-inclusion-asia.pdf

10)    Video file (eg Youtube video)

Author, A. A. (year, date of posting). Title of video [Format]. Retrieved from 'website address'

Markapsolon. (2011, September 9). Real ghost girl caught on Video Tape 14 [Video file]. Retrieved from

11)   Television and radio programmes - series or single program

Leonard, D. (Producer), & de Pieri, S. (Presenter). (2009). A gondola on the Murray [Television series]. Melbourne, Vic: ABC Television.