M. Z. H. Rapi and S. Kassim, “Perception and Intention to Participate in Microtakaful Scheme among Indonesians: An Application of Ajzen’s Theory of Planned Behavior”, JIMF, vol. 9, no. 1, pp. 133–166, Feb. 2023, doi: 10.21098/jimf.v9i1.1615.