Fakhrunnas, Faaza, Turalay Kenc, and Hengchao Zhang. “ESG Commitment and Bank’s Default Risk in Emerging and Developing Countries: Does Islamic Bank Matter?”. Journal of Islamic Monetary Economics and Finance 11, no. 4 (November 27, 2025): 713–742. Accessed March 26, 2026. https://www.jimf-bi.org/JIMF/article/view/2789.